Give $100k. Get big returns. Don't bet on it!

An advisory firm has told me they can help me earn a minimum return of 1 percent per month on a $100,000 investment. As I understand it, they borrow four times the amount you invest to buy blocks of bonds and then somehow simultaneously sell smaller blocks of those bonds.

I've heard that in some months, they have paid out an 8% return. I've been told this company is backed by a very reputable major investment firm and that your money is escrowed so that you can't lose it. Do you think this is a legitimate investment opportunity or a scam? -Vicki, Buffalo, Minn.

Well, generally I woult think of it being a scam, but then again this might work. Personally, I think that it a scam, or rather a scheme to separate you from your money. The reason I cannot say it is a scam is because firstly I do not have the name of the advisory company, nor do I exactly know what is going on. I would stay away from it, but hey, if you have the money just lying there and are filthy rich already, invest it and see what happens (send some my way too!).

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